Financing

Financing ? no problem with us!

You can finance your bike with our partner Finance a Bike! completely digital | up to €10,000 | term selectable | 6 – 84 months

Calculator for your monthly installment

Calculator for your monthly installment

All advantages at a glance

  • Financial privacy: You go through the application process independently and do not have to communicate any information about your salary to the bicycle retailer.
  • Quick and easy Fully digital application process without any paperwork. Payment is made directly to the bike dealer. You can take your dream bike with you on the same day – all with just one visit.
  • Consistent rates Thanks to consistently attractive rates, it is possible to purchase high-quality goods and services.
  • Full flexibility Free repayment and special repayment possible at any time.
  • Customer portal You manage your contract completely digitally.
  • Transparent No hidden costs for you!

 

How do I order my bike?
1. Choose your dream bike. You choose your dream bike in our online store.

  • Once your bike is in the shopping cart, you can go to the checkout and order it directly.
  • It is important that you select “Bank transfer” as the payment method at the checkout. Please also enter “Financing” in the comments field.

As soon as we have your order, we will start the credit application and you will receive the link to the credit application via SMS on your smartphone. 2. apply for a loan. Select the term and enter your personal details. We will check your credit rating during the application process without any paperwork. You can then simply identify yourself via video call and sign the application electronically.
3. Receive your dream bike. Once you have successfully completed your loan application, you will receive a text message with the collection code, which you can present to collect your dream bike immediately.

 

What requirements do I need?

  • Identification You will need a valid passport or identity card.
  • Bank account with online banking The digital account view replaces the traditional submission of salary statements. This means that the credit check can take place on site, provided you have your online banking access data with you. Why do you need your online banking access data? The access data for your online banking is required for a fully digital credit check. Your income is checked simply and securely using the data from your salary account. This eliminates the need to submit salary statements. The process is carried out in accordance with the highest security standards. Your access data is not saved! Application To apply for a loan, you need an internet-enabled device with a camera function (e.g. smartphone). Minimum age You must be at least 18 years old.
  • Main residence Your main residence must be within Germany.
  • Citizenship All EU countries as well as Bosnia and Herzegovina, Iceland, Kosovo, Liechtenstein, Macedonia, Montenegro, Norway, Switzerland, Serbia, Turkey and the United Kingdom.