All advantages at a glance
- Financial privacy: You go through the application process on your own and do not have to communicate any information about your salary to the bike shop.
- Fast and easy Fully digital application process without any paperwork. The payment is made directly to the bicycle dealer. You can take your dream bike with you on the same day - all in just one visit.
- Constant rate Thanks to constant attractive rates, you can buy high-quality goods and services.
- Full flexibility Free repayment and unscheduled repayment possible at any time.
- Customer portal You manage your contract completely digitally.
- Transparent No hidden costs for you!
How do I order my bike now?
- 1. choose your dream bike. You choose your dream bike in our online store. We will then start the request and you will receive the link to the credit application via SMS on your smartphone. If you buy online, please select Finance a bike as payment method at the checkout.
- 2. apply for credit. Choose the term and enter your personal data. We will check your creditworthiness during the application process without any paperwork. Afterwards, you can easily identify yourself via video call and sign the application electronically.
- 3. take delivery of your dream bike. Once your credit application has been successfully completed, you'll receive a text message with a collection code that you can use to collect your dream bike.
What requirements do I need?
- ID You need a valid passport or ID card.
- Bank account with online banking The digital account view replaces the classic submission of salary slips. Thus, the credit check can take place on the spot, provided you have the access data for online banking with you. Why do you need your online banking access data? The access data for your online banking is required for a fully digital credit check. Your income is easily and securely checked using the data from your salary account. This eliminates the need to submit salary statements. The process is carried out in accordance with the highest security standards. Your access data is not stored!
- Application To apply for a loan, you need an Internet-enabled terminal with camera function (e.g. smartphone).
- Minimum age You must be at least 18 years old.
- Main residence Your main residence must be within Germany.
- Citizenship All EU countries plus Bosnia and Herzegovina, Iceland, Kosovo, Liechtenstein, Macedonia, Montenegro, Norway, Switzerland, Serbia, Turkey and United Kingdom.
Calculator for your monthly rate
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